FAQ: How Often Do ATM Machines Need to Be Refilled?

Author Justin Gilmore

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Deciding who will be responsible for refilling the machine with cash is one of the most important decisions for an ATM owner. An equally important part of the process is knowing when the machine needs to be refilled to ensure that the ATM never runs out of cash.

Obviously, when it comes to the right time to refill an ATM, there’s no definitive answer that applies to every ATM in the world. After all, some machines get more use than others. Also, some machines are capable of holding more cash than other machines, so there are a number of variables at play. Fortunately, ATM owners and operators have ways to track the money left in their machines so they can refill them before they run out of cash.

For starters, all ATMs are connected to a network that allows them to ensure that a person has enough funds in their account to access the amount of money they are requesting. This makes it easy for the company that owns the ATM or the company that’s in charge of refilling the machine to track the amount of money that’s left in each ATM.

In most instances, the company in charge of stocking the machine will be able to work out a refilling schedule based on how much use a particular ATM receives. In some instances, a machine may need to be refilled daily. In other cases, a machine will only need to be refilled weekly or monthly.

Regardless of the exact needs, the cash management service will have enough information about a particular ATM to develop a schedule for how often it needs to be refilled. They will have also have a rough estimate of how much money they will need to put in the machine when they refill it. Of course, it’s common to put in roughly 10% more cash than is estimated just in case that ATM is a little busier than usual in between refills.

Most of the ATMs in use today, particularly the newer models, have systems in place to track how much money is removed. Even if an ATM is running out of money ahead of schedule, it’s easy to have it refilled before it’s completely emptied out. This is why it’s rare to find an ATM that runs out of money before it can be refilled.

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